October 24, 1998
©1998 Larsen
To use these tables, Divide the amount you want to live on in retirment by $10,000 and multiply by the listed amount.
Down load lotus file SPREADSHEET and make your own table.
| AMOUNT TO SAVE PER YEAR TO PROVIDE $10,000 PER YEAR BASED ON INFLATION @1.5%,LIVE TO 90 | ||||||
| RATE OF RETURN ON ASSETS | ||||||
| AGE | 5% | 6% | 7% | 8% | 9% | 10% |
| 21 | $1,659 | $1,152 | $797 | $549 | $378 | $259 |
| 22 | $1,734 | $1,213 | $845 | $587 | $407 | $282 |
| 23 | $1,813 | $1,277 | $896 | $628 | $438 | $306 |
| 24 | $1,896 | $1,345 | $951 | $671 | $473 | $333 |
| 25 | $1,984 | $1,417 | $1,010 | $718 | $510 | $362 |
| 26 | $2,077 | $1,494 | $1,073 | $769 | $550 | $393 |
| 27 | $2,176 | $1,576 | $1,140 | $823 | $594 | $428 |
| 28 | $2,281 | $1,664 | $1,212 | $881 | $641 | $466 |
| 29 | $2,393 | $1,757 | $1,289 | $945 | $692 | $507 |
| 30 | $2,511 | $1,857 | $1,372 | $1,013 | $748 | $552 |
| 31 | $2,638 | $1,964 | $1,461 | $1,087 | $808 | $601 |
| 32 | $2,773 | $2,078 | $1,557 | $1,167 | $874 | $656 |
| 33 | $2,917 | $2,201 | $1,661 | $1,253 | $946 | $715 |
| 34 | $3,072 | $2,333 | $1,772 | $1,347 | $1,025 | $780 |
| 35 | $3,238 | $2,475 | $1,893 | $1,449 | $1,111 | $852 |
| 36 | $3,417 | $2,628 | $2,024 | $1,561 | $1,205 | $931 |
| 37 | $3,609 | $2,794 | $2,166 | $1,682 | $1,308 | $1,018 |
| 38 | $3,816 | $2,974 | $2,321 | $1,814 | $1,421 | $1,115 |
| 39 | $4,041 | $3,168 | $2,489 | $1,959 | $1,545 | $1,221 |
| 40 | $4,285 | $3,381 | $2,673 | $2,119 | $1,683 | $1,339 |
| 41 | $4,550 | $3,612 | $2,875 | $2,294 | $1,834 | $1,470 |
| 42 | $4,840 | $3,866 | $3,097 | $2,487 | $2,003 | $1,616 |
| 43 | $5,157 | $4,145 | $3,341 | $2,701 | $2,189 | $1,780 |
| 44 | $5,506 | $4,452 | $3,611 | $2,938 | $2,398 | $1,962 |
| 45 | $5,892 | $4,792 | $3,911 | $3,203 | $2,631 | $2,168 |
| 46 | $6,320 | $5,171 | $4,246 | $3,499 | $2,893 | $2,400 |
| 47 | $6,797 | $5,594 | $4,621 | $3,832 | $3,189 | $2,663 |
| 48 | $7,332 | $6,069 | $5,044 | $4,209 | $3,524 | $2,962 |
| 49 | $7,936 | $6,607 | $5,524 | $4,637 | $3,907 | $3,304 |
| 50 | $8,623 | $7,219 | $6,071 | $5,127 | $4,347 | $3,699 |
| 51 | $9,409 | $7,922 | $6,701 | $5,692 | $4,856 | $4,158 |
| 52 | $10,320 | $8,737 | $7,432 | $6,351 | $5,449 | $4,695 |
| 53 | $11,384 | $9,692 | $8,291 | $7,125 | $6,150 | $5,330 |
| 54 | $12,646 | $10,824 | $9,311 | $8,047 | $6,986 | $6,090 |
| 55 | $14,162 | $12,188 | $10,541 | $9,161 | $7,998 | $7,013 |
| 56 | $16,019 | $13,859 | $12,052 | $10,532 | $9,246 | $8,153 |
| 57 | $18,345 | $15,955 | $13,949 | $12,255 | $10,818 | $9,592 |
| 58 | $21,339 | $18,656 | $16,396 | $14,482 | $12,853 | $11,458 |
| 59 | $25,337 | $22,265 | $19,670 | $17,465 | $15,582 | $13,965 |
| 60 | $30,940 | $27,328 | $24,266 | $21,657 | $19,422 | $17,498 |
| 61 | $39,353 | $34,933 | $31,176 | $27,965 | $25,206 | $22,825 |
| 62 | $53,386 | $47,625 | $42,714 | $38,505 | $34,880 | $31,741 |
| 63 | $81,468 | $73,032 | $65,822 | $59,626 | $54,276 | $49,632 |
| 64 | $165,744 | $149,302 | $135,210 | $123,070 | $112,562 | $103,421 |
| AMOUNT TO SAVE PER YEAR TO PROVIDE $10,000 PER YEAR BASED ON INFLATION @1.5%,LIVE TO 90 | ||||||
| RATE OF RETURN ON ASSETS | ||||||
| AGE | 11% | 12% | 13% | 14% | 15% | 16% |
| 21 | $178 | $122 | $84 | $57 | $39 | $27 |
| 22 | $195 | $135 | $93 | $65 | $45 | $31 |
| 23 | $213 | $149 | $104 | $73 | $51 | $36 |
| 24 | $234 | $164 | $116 | $82 | $57 | $41 |
| 25 | $256 | $182 | $129 | $92 | $65 | $46 |
| 26 | $281 | $201 | $144 | $103 | $74 | $53 |
| 27 | $308 | $222 | $160 | $116 | $84 | $61 |
| 28 | $338 | $246 | $179 | $130 | $95 | $69 |
| 29 | $371 | $272 | $200 | $147 | $108 | $79 |
| 30 | $408 | $301 | $223 | $165 | $122 | $91 |
| 31 | $448 | $334 | $249 | $186 | $139 | $104 |
| 32 | $492 | $370 | $278 | $209 | $158 | $119 |
| 33 | $541 | $409 | $310 | $236 | $179 | $136 |
| 34 | $595 | $454 | $347 | $265 | $203 | $156 |
| 35 | $655 | $503 | $388 | $299 | $231 | $179 |
| 36 | $721 | $559 | $434 | $337 | $263 | $205 |
| 37 | $794 | $620 | $485 | $381 | $299 | $235 |
| 38 | $876 | $689 | $544 | $429 | $340 | $269 |
| 39 | $967 | $767 | $609 | $485 | $387 | $309 |
| 40 | $1,068 | $853 | $683 | $548 | $441 | $355 |
| 41 | $1,181 | $951 | $767 | $620 | $502 | $408 |
| 42 | $1,308 | $1,061 | $862 | $702 | $573 | $469 |
| 43 | $1,450 | $1,185 | $970 | $796 | $655 | $540 |
| 44 | $1,610 | $1,325 | $1,093 | $904 | $749 | $622 |
| 45 | $1,791 | $1,484 | $1,233 | $1,027 | $857 | $717 |
| 46 | $1,997 | $1,666 | $1,394 | $1,169 | $983 | $828 |
| 47 | $2,230 | $1,873 | $1,578 | $1,333 | $1,129 | $959 |
| 48 | $2,497 | $2,112 | $1,792 | $1,524 | $1,300 | $1,111 |
| 49 | $2,804 | $2,388 | $2,039 | $1,746 | $1,500 | $1,291 |
| 50 | $3,160 | $2,708 | $2,328 | $2,007 | $1,735 | $1,504 |
| 51 | $3,574 | $3,082 | $2,667 | $2,315 | $2,015 | $1,759 |
| 52 | $4,060 | $3,524 | $3,069 | $2,681 | $2,349 | $2,064 |
| 53 | $4,637 | $4,050 | $3,549 | $3,120 | $2,751 | $2,433 |
| 54 | $5,331 | $4,683 | $4,129 | $3,652 | $3,241 | $2,884 |
| 55 | $6,174 | $5,457 | $4,840 | $4,307 | $3,845 | $3,443 |
| 56 | $7,219 | $6,417 | $5,725 | $5,125 | $4,603 | $4,147 |
| 57 | $8,541 | $7,635 | $6,851 | $6,168 | $5,572 | $5,049 |
| 58 | $10,259 | $9,221 | $8,320 | $7,534 | $6,844 | $6,237 |
| 59 | $12,570 | $11,360 | $10,306 | $9,382 | $8,570 | $7,853 |
| 60 | $15,832 | $14,383 | $13,117 | $12,005 | $11,025 | $10,156 |
| 61 | $20,757 | $18,955 | $17,375 | $15,984 | $14,755 | $13,662 |
| 62 | $29,010 | $26,623 | $24,526 | $22,675 | $21,035 | $19,575 |
| 63 | $45,582 | $42,034 | $38,910 | $36,148 | $33,695 | $31,507 |
| 64 | $95,431 | $88,416 | $82,229 | $76,748 | $71,871 | $67,515 |
